{"id":1077,"date":"2025-06-24T20:20:00","date_gmt":"2025-06-25T01:20:00","guid":{"rendered":"https:\/\/creston.com.mx\/?p=1077"},"modified":"2025-06-26T14:43:09","modified_gmt":"2025-06-26T19:43:09","slug":"ofrecen-creditos-con-tasa-de-interes-mas-baja-del-mercado","status":"publish","type":"post","link":"https:\/\/creston.com.mx\/index.php\/06\/ofrecen-creditos-con-tasa-de-interes-mas-baja-del-mercado\/economia\/2025\/","title":{"rendered":"Ofrecen cr\u00e9ditos con tasa de inter\u00e9s m\u00e1s baja del mercado"},"content":{"rendered":"\n
.<\/p>\n\n\n\n
Fondo Plata redujo sus tasas de inter\u00e9s para fortalecer a micro, peque\u00f1as y medianas empresas. Ahora, las tasas de inter\u00e9s van del 7 al 9%.<\/em><\/strong><\/p>\n\n\n\n
.<\/p>\n\n\n\n
Fondo Plata se ha consolidado como una alternativa s\u00f3lida para el sector empresarial zacatecano, al ofrecer productos financieros con tasas de inter\u00e9s preferenciales, que van del 7 al 9 por ciento, muy por debajo del promedio de la banca comercial, cuyas tasas oscilan entre el 14 y el 98 por ciento anual.<\/p>\n\n\n\n
Ante medios de comunicaci\u00f3n, el Secretario de Econom\u00eda, Jorge Miranda Castro, y la Directora General de Fondo Plata Zacatecas, Yesenia Albores M\u00e9ndez, dieron a conocer los avances del programa de financiamiento que apoya a emprendedores y micro, peque\u00f1as y medianas empresas del estado, con el objetivo de fortalecer su crecimiento, generar empleos y contribuir al desarrollo econ\u00f3mico de Zacatecas.<\/p>\n\n\n\n
Fondo Plata ofrece diversos productos financieros, desde 10 mil hasta 3 millones de pesos, de acuerdo con las necesidades de las y los emprendedores y mipymes, todo ello, con requisitos y tasas accesibles.<\/p>\n\n\n\n
Como parte de los esfuerzos para consolidar una banca de desarrollo inclusiva, los esquemas Empresarios de Plata y Emprendedores de Plata redujeron su tasa del 12 al 9 por ciento, mientras que Mujer de Plata y Migrantes de Plata bajaron su tasa de inter\u00e9s del 10 al 7 por ciento, lo que permiten a las mipymes contar con opciones m\u00e1s viables para consolidar sus proyectos.<\/p>\n\n\n\n
En lo que va de la actual administraci\u00f3n, se han colocado 1 mil 200 cr\u00e9ditos, con una derrama econ\u00f3mica superior a los 1 mil 405 millones de pesos. Este financiamiento ha contribuido a conservar y generar m\u00e1s de 11 mil 300 empleos en el estado, en beneficio de cientos de familias zacatecanas.<\/p>\n\n\n\n
Los municipios con mayor n\u00famero de cr\u00e9ditos colocados son Guadalupe, Zacatecas, Fresnillo, Calera, Miguel Auza, Juan Aldama, R\u00edo Grande, Sombrerete, Jerez y Villa de Cos, adem\u00e1s de otros 36 que han sido atendidos a trav\u00e9s de este esquema de financiamiento.<\/p>\n\n\n\n
.<\/p>\n\n\n\n
Recuperaci\u00f3n de cartera vencida<\/em><\/strong><\/p>\n\n\n\n
La administraci\u00f3n actual recibi\u00f3 una cartera superior a los 75 millones de pesos, la cual se ha reducido en m\u00e1s de 11 millones, gracias a una estrategia integral que incluye coordinaci\u00f3n con abogados externos, alternativas de pago y una cobranza administrativa que se activa desde el primer d\u00eda de incumplimiento.<\/p>\n\n\n
\n<\/figure>\n<\/div>\n\n\n
Se han autorizado 56 condonaciones de hasta el 100 por ciento de los intereses moratorios, mediante convenios judiciales, con un monto cercano a los 23 millones de pesos.<\/p>\n\n\n\n
Asimismo, se han otorgado facilidades como plazos ampliados y congelamiento de montos, lo que ha permitido a las y los acreditados cumplir con pagos fijos y recuperar su estabilidad econ\u00f3mica y patrimonial.<\/p>\n\n\n\n
El Secretario de Econom\u00eda, Jorge Miranda Castro, se\u00f1al\u00f3 que Fondo Plata es una herramienta fundamental para transformar la realidad econ\u00f3mica del estado.<\/p>\n\n\n\n
\u201cCon este financiamiento, estamos generando oportunidades reales para que las y los zacatecanos saquen adelante sus negocios y aporten al desarrollo del estado. Esa es la instrucci\u00f3n del Gobernador y ese es nuestro compromiso\u201d, afirm\u00f3.<\/p>\n\n\n\n
Por su parte, Yesenia Albores M\u00e9ndez, directora general de Fondo Plata, destac\u00f3 que la instituci\u00f3n continuar\u00e1 trabajando para brindar atenci\u00f3n cercana, condiciones competitivas y respaldo permanente a los proyectos productivos en todos los rincones de Zacatecas. <\/p>\n\n\n\n
. Fondo Plata redujo sus tasas de inter\u00e9s para fortalecer a micro, peque\u00f1as y medianas empresas. Ahora, las tasas de inter\u00e9s van del 7 al 9%. . Fondo Plata se… <\/p>\n","protected":false},"author":1,"featured_media":1079,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1077","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia"],"yoast_head":"\n
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